Personal Loans · Youngstown, Ohio
3 credit unions in Youngstown report personal loan rates to the NCUA. Rates range from 5.78% to 13.50%.
Updated Q1 2026 · NCUA Call Report data
3
CUs Reporting Rates
5.78%
Lowest Rate
10.26%
City Average Rate
3 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | DOY ★ 4.4 · 7 reviews | 5.78% | — |
| 2 | ASSOCIATED SCHOOL EMPLOYEES ★ 3.6 · 9 reviews | 11.50% | 11.99% |
| 3 | MAHONING VALLEY ★ 4.2 · 5 reviews | 13.50% | — |
If you have high-rate credit card balances, a personal loan from a Youngstown credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.