Personal Loans · Bethlehem, Pennsylvania
2 credit unions in Bethlehem report personal loan rates to the NCUA. Rates range from 12.00% to 12.53%.
Updated Q1 2026 · NCUA Call Report data
2
CUs Reporting Rates
12.00%
Lowest Rate
12.27%
City Average Rate
2 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | SARCO ★ 4.4 · 5 reviews | 12.00% | — |
| 2 | BETHLEHEM 1ST ★ 3.7 · 12 reviews | 12.53% | 12.00% |
If you have high-rate credit card balances, a personal loan from a Bethlehem credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.