Personal Loans · Phila, Pennsylvania
2 credit unions in Phila report personal loan rates to the NCUA. Rates range from 10.90% to 12.25%.
Updated Q1 2026 · NCUA Call Report data
2
CUs Reporting Rates
10.90%
Lowest Rate
11.58%
City Average Rate
2 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | SERVICE STATION DEALERS | 10.90% | — |
| 2 | ARDENT ★ 4.2 · 125 reviews | 12.25% | 11.88% |
If you have high-rate credit card balances, a personal loan from a Phila credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.