Personal Loans · Reading, Pennsylvania
3 credit unions in Reading report personal loan rates to the NCUA. Rates range from 9.90% to 10.99%.
Updated Q1 2026 · NCUA Call Report data
3
CUs Reporting Rates
9.90%
Lowest Rate
10.46%
City Average Rate
3 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | PAGODA ★ 3.6 · 18 reviews | 9.90% | 9.90% |
| 2 | READING BERKS SCHOOL EMPLOYEES ★ 5.0 · 6 reviews | 10.50% | — |
| 3 | UTILITIES EMPLOYEES ★ 4.8 · 430 reviews | 10.99% | 12.50% |
If you have high-rate credit card balances, a personal loan from a Reading credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.