Personal Loans · Alcoa, Tennessee
2 credit unions in Alcoa report personal loan rates to the NCUA. Rates range from 7.98% to 9.99%.
Updated Q1 2026 · NCUA Call Report data
2
CUs Reporting Rates
7.98%
Lowest Rate
8.99%
City Average Rate
2 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | ALCOA MUNICIPAL EMPLOYEES | 7.98% | — |
| 2 | ALCOA TENN ★ 3.8 · 63 reviews | 9.99% | 11.75% |
If you have high-rate credit card balances, a personal loan from a Alcoa credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.