Personal Loans · Cleveland, Tennessee
5 credit unions in Cleveland report personal loan rates to the NCUA. Rates range from 6.00% to 15.08%.
Updated Q1 2026 · NCUA Call Report data
5
CUs Reporting Rates
6.00%
Lowest Rate
10.99%
City Average Rate
5 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | PATHWAY ★ 5.0 · 7 reviews | 6.00% | — |
| 2 | CLEVELAND-BRADLEY CTY TEACHER ★ 5.0 · 11 reviews | 8.85% | 13.90% |
| 3 | APPLIANCE ★ 4.9 · 8 reviews | 12.25% | 12.00% |
| 4 | SMART CHOICE ★ 5.0 · 25 reviews | 12.75% | — |
| 5 | B. M. H. ★ 4.7 · 29 reviews | 15.08% | — |
If you have high-rate credit card balances, a personal loan from a Cleveland credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.