Personal Loans · Jackson, Tennessee

Best Credit Union Personal Loan Rates in Jackson, Tennessee

4 credit unions in Jackson report personal loan rates to the NCUA. Rates range from 7.90% to 14.00%.

Updated Q1 2026 · NCUA Call Report data

4

CUs Reporting Rates

7.90%

Lowest Rate

11.55%

City Average Rate

Personal Loan Rates — Jackson, Tennessee

4 credit unions sorted by APR

#Credit UnionPersonal Loan APRCredit Card APR
1ENLIGHTEN

★ 5.0 · 1 reviews

7.90%10.90%
2PATRIOT EQUITY

★ 3.6 · 14 reviews

11.72%—
3LEADERS CREDIT UNION

★ 4.2 · 76 reviews

12.59%17.15%
4RESOURCE

★ 4.4 · 8 reviews

14.00%9.65%
Rates from NCUA Call Report (5300) filings, updated Q1 2026. Actual rate depends on credit score and loan term.

Debt Consolidation in Jackson

If you have high-rate credit card balances, a personal loan from a Jackson credit union can consolidate them into one lower-rate payment and save hundreds in interest.

Share-Secured Loans

Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.

Browse All Credit Unions in Jackson

See member reviews, branch locations, and full rate details.