Personal Loans · Knoxville, Tennessee
11 credit unions in Knoxville report personal loan rates to the NCUA. Rates range from 8.00% to 15.00%.
Updated Q1 2026 · NCUA Call Report data
11
CUs Reporting Rates
8.00%
Lowest Rate
11.59%
City Average Rate
11 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | KNOX COUNTY TEACHERS ★ 4.8 · 9 reviews | 8.00% | 12.90% |
| 2 | KNOXVILLE LAW ENFORCEMENT ★ 4.7 · 12 reviews | 9.33% | — |
| 3 | NEW SOUTH CREDIT UNION ★ 4.4 · 7 reviews | 9.73% | 13.90% |
| 4 | CITY EMPLOYEES ★ 3.7 · 29 reviews | 11.00% | 9.50% |
| 5 | FIRST CHOICE COMMUNITY ★ 3.5 · 11 reviews | 11.05% | 9.90% |
| 6 | KNOXVILLE FIREFIGHTERS ★ 5.0 · 6 reviews | 11.59% | 12.00% |
| 7 | U. T. ★ 4.5 · 41 reviews | 11.99% | 11.49% |
| 8 | TNCONNECT ★ 3.6 · 21 reviews | 12.90% | 10.90% |
| 9 | KNOXVILLE TVA EMPLOYEES ★ 3.9 · 197 reviews | 12.94% | 9.99% |
| 10 | KNOX CO. EMPLOYEES ★ 3.6 · 5 reviews | 14.00% | — |
| 11 | KNOXVILLE TEACHERS ★ 4.5 · 20 reviews | 15.00% | — |
If you have high-rate credit card balances, a personal loan from a Knoxville credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.