Personal Loans · El Paso, Texas
6 credit unions in El Paso report personal loan rates to the NCUA. Rates range from 10.92% to 18.00%.
Updated Q1 2026 · NCUA Call Report data
6
CUs Reporting Rates
10.92%
Lowest Rate
14.16%
City Average Rate
6 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | MOUNTAIN STAR ★ 4.2 · 38 reviews | 10.92% | 12.99% |
| 2 | ONE SOURCE ★ 3.2 · 64 reviews | 11.99% | — |
| 3 | RAIZ ★ 4.2 · 477 reviews | 13.65% | 11.84% |
| 4 | GECU ★ 2.5 · 135 reviews | 14.42% | 11.89% |
| 5 | EVOLVE ★ 2.5 · 79 reviews | 16.00% | 12.50% |
| 6 | FIRSTLIGHT ★ 4.4 · 1,337 reviews | 18.00% | 13.24% |
If you have high-rate credit card balances, a personal loan from a El Paso credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.