Personal Loans · Huntsville, Texas
2 credit unions in Huntsville report personal loan rates to the NCUA. Rates range from 9.49% to 10.25%.
Updated Q1 2026 · NCUA Call Report data
2
CUs Reporting Rates
9.49%
Lowest Rate
9.87%
City Average Rate
2 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | COMMUNITY SERVICE ★ 3.8 · 121 reviews | 9.49% | 11.90% |
| 2 | WALKER COUNTY ★ 4.3 · 52 reviews | 10.25% | 12.95% |
If you have high-rate credit card balances, a personal loan from a Huntsville credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.