Personal Loans · Killeen, Texas
2 credit unions in Killeen report personal loan rates to the NCUA. Rates range from 12.90% to 13.75%.
Updated Q1 2026 · NCUA Call Report data
2
CUs Reporting Rates
12.90%
Lowest Rate
13.33%
City Average Rate
2 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | COVENANT SAVINGS ★ 4.2 · 5 reviews | 12.90% | — |
| 2 | GREATER CENTRAL TEXAS ★ 4.3 · 16 reviews | 13.75% | 9.95% |
If you have high-rate credit card balances, a personal loan from a Killeen credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.