Personal Loans · Pampa, Texas
3 credit unions in Pampa report personal loan rates to the NCUA. Rates range from 7.93% to 11.06%.
Updated Q1 2026 · NCUA Call Report data
3
CUs Reporting Rates
7.93%
Lowest Rate
9.66%
City Average Rate
3 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | PAMPA MUNICIPAL ★ 5.0 · 3 reviews | 7.93% | — |
| 2 | PAMPA TEACHERS ★ 3.6 · 13 reviews | 10.00% | 7.90% |
| 3 | CABOT COMMUNITY ★ 3.7 · 9 reviews | 11.06% | 14.00% |
If you have high-rate credit card balances, a personal loan from a Pampa credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.