Personal Loans · Port Neches, Texas
2 credit unions in Port Neches report personal loan rates to the NCUA. Rates range from 11.77% to 16.50%.
Updated Q1 2026 · NCUA Call Report data
2
CUs Reporting Rates
11.77%
Lowest Rate
14.14%
City Average Rate
2 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | MCT ★ 4.9 · 1,196 reviews | 11.77% | 10.84% |
| 2 | NECHES ★ 4.3 · 72 reviews | 16.50% | 11.75% |
If you have high-rate credit card balances, a personal loan from a Port Neches credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.