Personal Loans · Texas City, Texas
2 credit unions in Texas City report personal loan rates to the NCUA. Rates range from 9.90% to 14.48%.
Updated Q1 2026 · NCUA Call Report data
2
CUs Reporting Rates
9.90%
Lowest Rate
12.19%
City Average Rate
2 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | GULF SHORE ★ 4.1 · 14 reviews | 9.90% | — |
| 2 | AMOCO ★ 4.4 · 262 reviews | 14.48% | 12.94% |
If you have high-rate credit card balances, a personal loan from a Texas City credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.