Personal Loans · Wharton, Texas
2 credit unions in Wharton report personal loan rates to the NCUA. Rates range from 12.95% to 14.71%.
Updated Q1 2026 · NCUA Call Report data
2
CUs Reporting Rates
12.95%
Lowest Rate
13.83%
City Average Rate
2 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | TEXASGULF ★ 3.0 · 21 reviews | 12.95% | — |
| 2 | WHARTON COUNTY TEACHERS | 14.71% | — |
If you have high-rate credit card balances, a personal loan from a Wharton credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.