Personal Loans · Wichita Falls, Texas
6 credit unions in Wichita Falls report personal loan rates to the NCUA. Rates range from 8.75% to 16.90%.
Updated Q1 2026 · NCUA Call Report data
6
CUs Reporting Rates
8.75%
Lowest Rate
11.85%
City Average Rate
6 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | MIDWESTERN STATE UNIVERSITY ★ 4.3 · 4 reviews | 8.75% | 13.00% |
| 2 | WICHITA FALLS TEACHERS ★ 4.3 · 19 reviews | 9.79% | 8.79% |
| 3 | TEXOMA COMMUNITY ★ 4.6 · 211 reviews | 10.32% | — |
| 4 | WICHITA FALLS ★ 4.3 · 26 reviews | 11.32% | 9.00% |
| 5 | UNION SQUARE ★ 4.2 · 137 reviews | 14.00% | 15.98% |
| 6 | POSTEL FAMILY ★ 4.4 · 21 reviews | 16.90% | — |
If you have high-rate credit card balances, a personal loan from a Wichita Falls credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.