SOUTH TEXAS REGIONAL is an NCUA-insured credit union located in Laredo, TX. New auto loan rates from 4.90% APR. Google rating: 4.2 out of 5 from 15 reviews.

South Texas Regional

220 W Hillside Rd Ste 15, Laredo, TX 78041

NCUA Insured4.2 (15 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1950

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

This credit union serves members from multiple groups — including occupational, associational, or community bonds. Contact them to confirm your eligibility.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

1 charter

Established in 1950

Low-Income Designated

Minority Depository Institution (MDI)

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness Loans

Location & Directions

Address

220 W Hillside Rd Ste 15

Laredo, TX 78041

Google Maps 🗺Waze

(956) 723-0363

Service Area

This credit union is located in Laredo and serves members in the TX area. Currently serving 1,116 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q1 2026 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Why this matters

These metrics show how well the credit union manages money and risk. A financially healthy credit union is more stable and better positioned to offer competitive rates to members.

Source: NCUA Federally Insured Credit Unions list, Q1 2026.

Loan Rates

Rates sourced from NCUA call report data (Q1 2026). Contact the credit union for current rates and terms.

New Auto Loan

4.90%

Used Auto Loan

5.50%

Personal Loan

9.50%

Important: Rates are sourced from NCUA call report filings (Q1 2026) and reflect weighted averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in TX

Lowest rates currently reported by credit unions in TX (NCUA Q1 2026).

Complex Community— New Auto Loan

Odessa, TX

1.90%

Mopac Employees— Used Auto Loan

Palestine, TX

2.99%

City— Personal Loan

Amarillo, TX

5.11%

Texhillco School Employees— Credit Card APR

Kerrville, TX

3.00%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(3 total)

Compare Rates in Laredo

See how SOUTH TEXAS REGIONAL stacks up against other credit unions nearby — sorted by lowest APR.

Best Car Loan Rates in Laredo →Best Personal Loan Rates in Laredo →Best Credit Card Rates in Laredo →All Credit Unions in Laredo →

Member Reviews

4.2

15 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Marvel Cristler

a year ago

Suzette Goodwin was an absolute pleasure to work with. Open an account with them she got me in and out , was super knowledgeable and professional. Absolutely love.

James Walker

7 years ago

Very nice people. I got an amazing interest rate on a new car. And have called in my payments over the phone and always have had very polite service.

Kevin Perez

6 years ago

Get my deposit, it shows it online and all. Cant even use my debit card keeps saying its decline? Second time that has happened and this time really upset cause about to pay for a new phone and now it's getting disconnected!