Personal Loans · Laredo, Texas

Best Credit Union Personal Loan Rates in Laredo, Texas

4 credit unions in Laredo report personal loan rates to the NCUA. Rates range from 9.34% to 15.34%.

Updated Q1 2026 · NCUA Call Report data

4

CUs Reporting Rates

9.34%

Lowest Rate

11.38%

City Average Rate

Personal Loan Rates — Laredo, Texas

4 credit unions sorted by APR

#Credit UnionPersonal Loan APRCredit Card APR
1LAREDO FIRE DEPARTMENT

★ 5.0 · 1 reviews

9.34%9.90%
2SOUTH TEXAS REGIONAL

★ 4.2 · 15 reviews

9.50%—
3LAREDO

★ 2.4 · 24 reviews

11.33%—
4TEX MEX

★ 3.9 · 7 reviews

15.34%12.90%
Rates from NCUA Call Report (5300) filings, updated Q1 2026. Actual rate depends on credit score and loan term.

Debt Consolidation in Laredo

If you have high-rate credit card balances, a personal loan from a Laredo credit union can consolidate them into one lower-rate payment and save hundreds in interest.

Share-Secured Loans

Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.

Browse All Credit Unions in Laredo

See member reviews, branch locations, and full rate details.