Auto Loans · Little Rock, Arkansas
14 credit unions in Little Rock report car loan rates to the NCUA. Rates range from 4.32% to 11.90%.
Updated Q1 2026 · NCUA Call Report data
14
CUs Reporting Rates
4.32%
Lowest New Car Rate
6.35%
City Average Rate
14 credit unions sorted by APR
| # | Credit Union | New Car APR | Used Car APR |
|---|---|---|---|
| 1 | DILLARD'S ★ 3.7 · 6 reviews | 4.32% | 4.89% |
| 2 | ARKANSAS EDUCATION ASSOCIATION ★ 4.4 · 20 reviews | 4.99% | 4.99% |
| 3 | ARKANSAS FARM BUREAU ★ 3.5 · 54 reviews | 5.00% | 5.00% |
| 4 | COOPERATIVE EXTENSION SERVICE | 5.36% | 5.89% |
| 5 | TRUSERVICE COMMUNITY ★ 4.2 · 61 reviews | 5.37% | 6.15% |
| 6 | VA HOSPITAL ★ 3.2 · 9 reviews | 5.50% | 6.00% |
| 7 | ARKANSAS ★ 4.7 · 438 reviews | 5.99% | 3.99% |
| 8 | L R F D ★ 5.0 · 4 reviews | 6.10% | 6.10% |
| 9 | BAPTIST HEALTH ★ 3.0 · 21 reviews | 6.11% | 7.18% |
| 10 | SOUTHERN GAS ★ 5.0 · 1 reviews | 6.20% | 12.40% |
| 11 | TELCOE ★ 3.9 · 47 reviews | 6.59% | 7.54% |
| 12 | ELECTRIC COOPERATIVES ★ 3.0 · 2 reviews | 7.47% | 7.23% |
| 13 | PEOPLE TRUST COMMUNITY ★ 4.3 · 56 reviews | 8.00% | 12.37% |
| 14 | ARKANSAS TEACHERS ★ 5.0 · 5 reviews | 11.90% | 11.24% |
14 credit unions sorted by APR
| # | Credit Union | Used Car APR | New Car APR |
|---|---|---|---|
| 1 | ARKANSAS ★ 4.7 · 438 reviews | 3.99% | 5.99% |
| 2 | DILLARD'S ★ 3.7 · 6 reviews | 4.89% | 4.32% |
| 3 | ARKANSAS EDUCATION ASSOCIATION ★ 4.4 · 20 reviews | 4.99% | 4.99% |
| 4 | ARKANSAS FARM BUREAU ★ 3.5 · 54 reviews | 5.00% | 5.00% |
| 5 | COOPERATIVE EXTENSION SERVICE | 5.89% | 5.36% |
| 6 | VA HOSPITAL ★ 3.2 · 9 reviews | 6.00% | 5.50% |
| 7 | L R F D ★ 5.0 · 4 reviews | 6.10% | 6.10% |
| 8 | TRUSERVICE COMMUNITY ★ 4.2 · 61 reviews | 6.15% | 5.37% |
| 9 | BAPTIST HEALTH ★ 3.0 · 21 reviews | 7.18% | 6.11% |
| 10 | ELECTRIC COOPERATIVES ★ 3.0 · 2 reviews | 7.23% | 7.47% |
| 11 | TELCOE ★ 3.9 · 47 reviews | 7.54% | 6.59% |
| 12 | ARKANSAS TEACHERS ★ 5.0 · 5 reviews | 11.24% | 11.90% |
| 13 | PEOPLE TRUST COMMUNITY ★ 4.3 · 56 reviews | 12.37% | 8.00% |
| 14 | SOUTHERN GAS ★ 5.0 · 1 reviews | 12.40% | 6.20% |
A pre-approval from a Little Rock credit union lets you negotiate on price, not payment. The dealer can try to beat the rate — but you're in control either way.
Multiple auto loan applications within 14–45 days count as a single hard inquiry. Apply at several credit unions in Little Rock in the same window and take the best offer.
See member reviews, branch locations, and full rate details.