Personal Loans · Little Rock, Arkansas
14 credit unions in Little Rock report personal loan rates to the NCUA. Rates range from 7.90% to 15.61%.
Updated Q1 2026 · NCUA Call Report data
14
CUs Reporting Rates
7.90%
Lowest Rate
12.49%
City Average Rate
14 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | DILLARD'S ★ 3.7 · 6 reviews | 7.90% | 7.69% |
| 2 | ARKANSAS ★ 4.7 · 438 reviews | 9.39% | 14.49% |
| 3 | SOUTHERN GAS ★ 5.0 · 1 reviews | 9.90% | — |
| 4 | BAPTIST HEALTH ★ 3.0 · 21 reviews | 10.46% | — |
| 5 | ARKANSAS FARM BUREAU ★ 3.5 · 54 reviews | 11.50% | — |
| 6 | ELECTRIC COOPERATIVES ★ 3.0 · 2 reviews | 12.35% | 13.90% |
| 7 | TRUSERVICE COMMUNITY ★ 4.2 · 61 reviews | 12.60% | 10.32% |
| 8 | COOPERATIVE EXTENSION SERVICE | 12.80% | 8.33% |
| 9 | VA HOSPITAL ★ 3.2 · 9 reviews | 13.50% | — |
| 10 | ARKANSAS TEACHERS ★ 5.0 · 5 reviews | 14.25% | — |
| 11 | TELCOE ★ 3.9 · 47 reviews | 14.74% | 13.99% |
| 12 | L R F D ★ 5.0 · 4 reviews | 14.90% | — |
| 13 | ARKANSAS EDUCATION ASSOCIATION ★ 4.4 · 20 reviews | 14.95% | 12.99% |
| 14 | PEOPLE TRUST COMMUNITY ★ 4.3 · 56 reviews | 15.61% | — |
If you have high-rate credit card balances, a personal loan from a Little Rock credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.