Credit Cards · Little Rock, Arkansas
7 credit unions in Little Rock report credit card APRs to the NCUA. Rates range from 7.69% to 14.49%.
Updated Q1 2026 · NCUA Call Report data
7
CUs Reporting Rates
7.69%
Lowest Card APR
11.67%
City Average APR
7 credit unions sorted by APR
| # | Credit Union | Card APR | Personal Loan APR |
|---|---|---|---|
| 1 | DILLARD'S ★ 3.7 · 6 reviews | 7.69% | 7.90% |
| 2 | COOPERATIVE EXTENSION SERVICE | 8.33% | 12.80% |
| 3 | TRUSERVICE COMMUNITY ★ 4.2 · 61 reviews | 10.32% | 12.60% |
| 4 | ARKANSAS EDUCATION ASSOCIATION ★ 4.4 · 20 reviews | 12.99% | 14.95% |
| 5 | ELECTRIC COOPERATIVES ★ 3.0 · 2 reviews | 13.90% | 12.35% |
| 6 | TELCOE ★ 3.9 · 47 reviews | 13.99% | 14.74% |
| 7 | ARKANSAS ★ 4.7 · 438 reviews | 14.49% | 9.39% |
On a $3,000 balance, a 10% APR vs. 20% APR saves $300/year in interest. A credit union card in Little Rock could save you significantly more than any rewards program.
You must be a member to get a credit union credit card. Most Little Rock credit unions require just a small savings deposit — often $5 — to open membership before applying for a card.
See member reviews, branch locations, and full rate details.