Auto Loans · Dover, Delaware
3 credit unions in Dover report car loan rates to the NCUA. Rates range from 4.64% to 6.75%.
Updated Q1 2026 · NCUA Call Report data
3
CUs Reporting Rates
4.64%
Lowest New Car Rate
5.79%
City Average Rate
3 credit unions sorted by APR
| # | Credit Union | New Car APR | Used Car APR |
|---|---|---|---|
| 1 | PROVIDENT ★ 4.3 · 6 reviews | 4.64% | 9.94% |
| 2 | DOVER ★ 3.5 · 64 reviews | 5.99% | 6.99% |
| 3 | DEL-ONE ★ 3.7 · 87 reviews | 6.75% | 7.00% |
3 credit unions sorted by APR
| # | Credit Union | Used Car APR | New Car APR |
|---|---|---|---|
| 1 | DOVER ★ 3.5 · 64 reviews | 6.99% | 5.99% |
| 2 | DEL-ONE ★ 3.7 · 87 reviews | 7.00% | 6.75% |
| 3 | PROVIDENT ★ 4.3 · 6 reviews | 9.94% | 4.64% |
A pre-approval from a Dover credit union lets you negotiate on price, not payment. The dealer can try to beat the rate — but you're in control either way.
Multiple auto loan applications within 14–45 days count as a single hard inquiry. Apply at several credit unions in Dover in the same window and take the best offer.
See member reviews, branch locations, and full rate details.