Credit Cards · Dover, Delaware

Best Credit Union Credit Card Rates in Dover, Delaware

3 credit unions in Dover report credit card APRs to the NCUA. Rates range from 12.50% to 15.99%.

Updated Q1 2026 · NCUA Call Report data

CUs Reporting Rates

12.50%

Lowest Card APR

13.75%

City Average APR

Credit Card APRs — Dover, Delaware

3 credit unions sorted by APR

#	Credit Union	Card APR	Personal Loan APR
1	PROVIDENT ★ 4.3 · 6 reviews	12.50%	14.57%
2	DEL-ONE ★ 3.7 · 87 reviews	12.75%	10.00%
3	DOVER ★ 3.5 · 64 reviews	15.99%	13.25%

Rates from NCUA Call Report (5300) filings, updated Q1 2026. Actual rate depends on creditworthiness. ~65% of credit unions report credit card rates.

Lower APR Beats Rewards If You Carry a Balance

On a $3,000 balance, a 10% APR vs. 20% APR saves $300/year in interest. A credit union card in Dover could save you significantly more than any rewards program.

Join First, Then Apply

You must be a member to get a credit union credit card. Most Dover credit unions require just a small savings deposit — often $5 — to open membership before applying for a card.

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