PROVIDENT is an NCUA-insured credit union located in DOVER, DE. New auto loan rates from 4.64% APR. Google rating: 4.3 out of 5 from 6 reviews.

Provident

401 S NEW STREET, Dover, DE 19904

NCUA Insured4.3 (6 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1964

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

This credit union serves members from multiple groups — including occupational, associational, or community bonds. Contact them to confirm your eligibility.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

1 charter

Established in 1964

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness LoansCredit Cards

Location & Directions

Address

401 S NEW STREET

Dover, DE 19904

Google Maps 🗺Waze

(302) 734-1133

Service Area

This credit union is located in Dover and serves members in the DE area. Currently serving 1,621 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q1 2026 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Why this matters

These metrics show how well the credit union manages money and risk. A financially healthy credit union is more stable and better positioned to offer competitive rates to members.

Source: NCUA Federally Insured Credit Unions list, Q1 2026.

Loan Rates

Rates sourced from NCUA call report data (Q1 2026). Contact the credit union for current rates and terms.

New Auto Loan

4.64%

Used Auto Loan

9.94%

Personal Loan

14.57%

Credit Card APR

12.50%

Important: Rates are sourced from NCUA call report filings (Q1 2026) and reflect weighted averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in DE

Lowest rates currently reported by credit unions in DE (NCUA Q1 2026).

Edu— New Auto Loan

New Castle, DE

3.50%

Priority Plus— Used Auto Loan

Wilmington, DE

3.99%

Delaware River & Bay Auth Emp— Personal Loan

New Castle, DE

6.45%

Community Powered— Credit Card APR

Bear, DE

9.88%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(2 total)

Compare Rates in Dover

See how PROVIDENT stacks up against other credit unions nearby — sorted by lowest APR.

Best Car Loan Rates in Dover →Best Personal Loan Rates in Dover →Best Credit Card Rates in Dover →All Credit Unions in Dover →

Member Reviews

4.3

6 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Lauren Martin

3 years ago

Great bank, and very personable staff! This is NOT part of Navy Federal Credit Union!!!!! That is incorrectly listed for some reason. It is a local credit union in Dover, Delaware, and is a completely separate entity.

Maddie T

9 years ago

This is the crappiest bank. They have HORRIBLE hours, they don't have a drop box anymore so if you can't make it in time while they are open you're out of luck. If you have a job and work throughout the week this is not the bank for you.