Auto Loans · Nashville, Tennessee
17 credit unions in Nashville report car loan rates to the NCUA. Rates range from 4.95% to 7.99%.
Updated Q1 2026 · NCUA Call Report data
17
CUs Reporting Rates
4.95%
Lowest New Car Rate
5.97%
City Average Rate
17 credit unions sorted by APR
| # | Credit Union | New Car APR | Used Car APR |
|---|---|---|---|
| 1 | YOUR BEST CREDIT UNION ★ 4.1 · 13 reviews | 4.95% | 7.84% |
| 2 | ENBRIGHT ★ 4.1 · 31 reviews | 4.98% | 6.64% |
| 3 | VANDERBILT ★ 3.8 · 46 reviews | 4.98% | 5.78% |
| 4 | TENNESSEE EMPLOYEES ★ 5.0 · 13 reviews | 5.00% | 6.00% |
| 5 | METROPOLITAN TEACHERS ★ 5.0 · 5 reviews | 5.00% | 6.00% |
| 6 | TENNESSEE DEPARTMENT OF SAFETY ★ 4.2 · 5 reviews | 5.49% | 5.49% |
| 7 | SKYLINE ★ 4.3 · 6 reviews | 5.57% | 7.33% |
| 8 | US COMMUNITY ★ 4.0 · 77 reviews | 5.99% | 7.24% |
| 9 | M.P.D. COMMUNITY ★ 4.9 · 34 reviews | 6.17% | 7.77% |
| 10 | TEN ★ 2.2 · 18 reviews | 6.24% | 6.49% |
| 11 | PARTHENON ★ 4.1 · 11 reviews | 6.25% | 6.50% |
| 12 | ST. THOMAS ★ 4.8 · 22 reviews | 6.28% | 7.34% |
| 13 | RESOUND ★ 4.5 · 282 reviews | 6.49% | 5.59% |
| 14 | NASHVILLE POST OFFICE ★ 4.6 · 67 reviews | 6.50% | 7.50% |
| 15 | OLD HICKORY ★ 4.9 · 70 reviews | 6.50% | 5.80% |
| 16 | DIXIE LINE ★ 4.1 · 9 reviews | 7.13% | 8.92% |
| 17 | NASHVILLE FIREMEN'S ★ 4.7 · 15 reviews | 7.99% | 7.99% |
17 credit unions sorted by APR
| # | Credit Union | Used Car APR | New Car APR |
|---|---|---|---|
| 1 | TENNESSEE DEPARTMENT OF SAFETY ★ 4.2 · 5 reviews | 5.49% | 5.49% |
| 2 | RESOUND ★ 4.5 · 282 reviews | 5.59% | 6.49% |
| 3 | VANDERBILT ★ 3.8 · 46 reviews | 5.78% | 4.98% |
| 4 | OLD HICKORY ★ 4.9 · 70 reviews | 5.80% | 6.50% |
| 5 | TENNESSEE EMPLOYEES ★ 5.0 · 13 reviews | 6.00% | 5.00% |
| 6 | METROPOLITAN TEACHERS ★ 5.0 · 5 reviews | 6.00% | 5.00% |
| 7 | TEN ★ 2.2 · 18 reviews | 6.49% | 6.24% |
| 8 | PARTHENON ★ 4.1 · 11 reviews | 6.50% | 6.25% |
| 9 | ENBRIGHT ★ 4.1 · 31 reviews | 6.64% | 4.98% |
| 10 | US COMMUNITY ★ 4.0 · 77 reviews | 7.24% | 5.99% |
| 11 | SKYLINE ★ 4.3 · 6 reviews | 7.33% | 5.57% |
| 12 | ST. THOMAS ★ 4.8 · 22 reviews | 7.34% | 6.28% |
| 13 | NASHVILLE POST OFFICE ★ 4.6 · 67 reviews | 7.50% | 6.50% |
| 14 | M.P.D. COMMUNITY ★ 4.9 · 34 reviews | 7.77% | 6.17% |
| 15 | YOUR BEST CREDIT UNION ★ 4.1 · 13 reviews | 7.84% | 4.95% |
| 16 | NASHVILLE FIREMEN'S ★ 4.7 · 15 reviews | 7.99% | 7.99% |
| 17 | DIXIE LINE ★ 4.1 · 9 reviews | 8.92% | 7.13% |
A pre-approval from a Nashville credit union lets you negotiate on price, not payment. The dealer can try to beat the rate — but you're in control either way.
Multiple auto loan applications within 14–45 days count as a single hard inquiry. Apply at several credit unions in Nashville in the same window and take the best offer.
See member reviews, branch locations, and full rate details.