Credit Cards · Nashville, Tennessee

Best Credit Union Credit Card Rates in Nashville, Tennessee

14 credit unions in Nashville report credit card APRs to the NCUA. Rates range from 7.90% to 14.15%.

Updated Q1 2026 · NCUA Call Report data

14

CUs Reporting Rates

7.90%

Lowest Card APR

11.05%

City Average APR

Credit Card APRs — Nashville, Tennessee

14 credit unions sorted by APR

#Credit UnionCard APRPersonal Loan APR
1M.P.D. COMMUNITY

★ 4.9 · 34 reviews

7.90%10.69%
2TENNESSEE EMPLOYEES

★ 5.0 · 13 reviews

7.99%12.00%
3VANDERBILT

★ 3.8 · 46 reviews

9.25%16.30%
4OLD HICKORY

★ 4.9 · 70 reviews

9.49%11.75%
5ST. THOMAS

★ 4.8 · 22 reviews

9.83%13.40%
6NASHVILLE FIREMEN'S

★ 4.7 · 15 reviews

9.90%12.20%
7DIXIE LINE

★ 4.1 · 9 reviews

9.90%15.00%
8ENBRIGHT

★ 4.1 · 31 reviews

11.14%12.12%
9RESOUND

★ 4.5 · 282 reviews

11.90%13.00%
10US COMMUNITY

★ 4.0 · 77 reviews

12.75%9.95%
11NASHVILLE POST OFFICE

★ 4.6 · 67 reviews

13.00%14.00%
12PARTHENON

★ 4.1 · 11 reviews

13.49%11.24%
13YOUR BEST CREDIT UNION

★ 4.1 · 13 reviews

14.00%15.16%
14TEN

★ 2.2 · 18 reviews

14.15%13.49%
Rates from NCUA Call Report (5300) filings, updated Q1 2026. Actual rate depends on creditworthiness. ~65% of credit unions report credit card rates.

Lower APR Beats Rewards If You Carry a Balance

On a $3,000 balance, a 10% APR vs. 20% APR saves $300/year in interest. A credit union card in Nashville could save you significantly more than any rewards program.

Join First, Then Apply

You must be a member to get a credit union credit card. Most Nashville credit unions require just a small savings deposit — often $5 — to open membership before applying for a card.

Browse All Credit Unions in Nashville

See member reviews, branch locations, and full rate details.