Personal Loans · Nashville, Tennessee
17 credit unions in Nashville report personal loan rates to the NCUA. Rates range from 9.95% to 18.00%.
Updated Q1 2026 · NCUA Call Report data
17
CUs Reporting Rates
9.95%
Lowest Rate
12.92%
City Average Rate
17 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | US COMMUNITY ★ 4.0 · 77 reviews | 9.95% | 12.75% |
| 2 | TENNESSEE DEPARTMENT OF SAFETY ★ 4.2 · 5 reviews | 10.00% | — |
| 3 | M.P.D. COMMUNITY ★ 4.9 · 34 reviews | 10.69% | 7.90% |
| 4 | PARTHENON ★ 4.1 · 11 reviews | 11.24% | 13.49% |
| 5 | SKYLINE ★ 4.3 · 6 reviews | 11.30% | — |
| 6 | OLD HICKORY ★ 4.9 · 70 reviews | 11.75% | 9.49% |
| 7 | TENNESSEE EMPLOYEES ★ 5.0 · 13 reviews | 12.00% | 7.99% |
| 8 | ENBRIGHT ★ 4.1 · 31 reviews | 12.12% | 11.14% |
| 9 | NASHVILLE FIREMEN'S ★ 4.7 · 15 reviews | 12.20% | 9.90% |
| 10 | RESOUND ★ 4.5 · 282 reviews | 13.00% | 11.90% |
| 11 | ST. THOMAS ★ 4.8 · 22 reviews | 13.40% | 9.83% |
| 12 | TEN ★ 2.2 · 18 reviews | 13.49% | 14.15% |
| 13 | NASHVILLE POST OFFICE ★ 4.6 · 67 reviews | 14.00% | 13.00% |
| 14 | DIXIE LINE ★ 4.1 · 9 reviews | 15.00% | 9.90% |
| 15 | YOUR BEST CREDIT UNION ★ 4.1 · 13 reviews | 15.16% | 14.00% |
| 16 | VANDERBILT ★ 3.8 · 46 reviews | 16.30% | 9.25% |
| 17 | METROPOLITAN TEACHERS ★ 5.0 · 5 reviews | 18.00% | — |
If you have high-rate credit card balances, a personal loan from a Nashville credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.