Auto Loans · Grand Prairie, Texas
2 credit unions in Grand Prairie report car loan rates to the NCUA. Rates range from 5.50% to 8.15%.
Updated Q1 2026 · NCUA Call Report data
2
CUs Reporting Rates
5.50%
Lowest New Car Rate
6.83%
City Average Rate
2 credit unions sorted by APR
| # | Credit Union | New Car APR | Used Car APR |
|---|---|---|---|
| 1 | GRAND PRAIRIE ★ 5.0 · 3 reviews | 5.50% | 5.50% |
| 2 | LOCAL 20 IBEW ★ 5.0 · 1 reviews | 8.15% | 10.38% |
2 credit unions sorted by APR
| # | Credit Union | Used Car APR | New Car APR |
|---|---|---|---|
| 1 | GRAND PRAIRIE ★ 5.0 · 3 reviews | 5.50% | 5.50% |
| 2 | LOCAL 20 IBEW ★ 5.0 · 1 reviews | 10.38% | 8.15% |
A pre-approval from a Grand Prairie credit union lets you negotiate on price, not payment. The dealer can try to beat the rate — but you're in control either way.
Multiple auto loan applications within 14–45 days count as a single hard inquiry. Apply at several credit unions in Grand Prairie in the same window and take the best offer.
See member reviews, branch locations, and full rate details.