Credit Cards · Grand Prairie, Texas
2 credit unions in Grand Prairie report credit card APRs to the NCUA. Rates range from 5.50% to 11.75%.
Updated Q1 2026 · NCUA Call Report data
2
CUs Reporting Rates
5.50%
Lowest Card APR
8.63%
City Average APR
2 credit unions sorted by APR
| # | Credit Union | Card APR | Personal Loan APR |
|---|---|---|---|
| 1 | GRAND PRAIRIE ★ 5.0 · 3 reviews | 5.50% | 15.00% |
| 2 | LOCAL 20 IBEW ★ 5.0 · 1 reviews | 11.75% | 14.00% |
On a $3,000 balance, a 10% APR vs. 20% APR saves $300/year in interest. A credit union card in Grand Prairie could save you significantly more than any rewards program.
You must be a member to get a credit union credit card. Most Grand Prairie credit unions require just a small savings deposit — often $5 — to open membership before applying for a card.
See member reviews, branch locations, and full rate details.