Auto Loans · San Angelo, Texas
6 credit unions in San Angelo report car loan rates to the NCUA. Rates range from 4.25% to 7.67%.
Updated Q1 2026 · NCUA Call Report data
6
CUs Reporting Rates
4.25%
Lowest New Car Rate
5.78%
City Average Rate
6 credit unions sorted by APR
| # | Credit Union | New Car APR | Used Car APR |
|---|---|---|---|
| 1 | SAN ANGELO ★ 3.7 · 25 reviews | 4.25% | 4.50% |
| 2 | GOODYEAR SAN ANGELO ★ 3.7 · 25 reviews | 4.50% | 6.55% |
| 3 | CONCHO EDUCATORS ★ 4.3 · 74 reviews | 5.36% | 5.94% |
| 4 | CONCHO VALLEY ★ 4.3 · 12 reviews | 6.00% | 6.00% |
| 5 | TRANS TEXAS SOUTHWEST ★ 4.4 · 7 reviews | 6.89% | 10.49% |
| 6 | 1ST COMMUNITY ★ 3.2 · 76 reviews | 7.67% | 7.96% |
6 credit unions sorted by APR
| # | Credit Union | Used Car APR | New Car APR |
|---|---|---|---|
| 1 | SAN ANGELO ★ 3.7 · 25 reviews | 4.50% | 4.25% |
| 2 | CONCHO EDUCATORS ★ 4.3 · 74 reviews | 5.94% | 5.36% |
| 3 | CONCHO VALLEY ★ 4.3 · 12 reviews | 6.00% | 6.00% |
| 4 | GOODYEAR SAN ANGELO ★ 3.7 · 25 reviews | 6.55% | 4.50% |
| 5 | 1ST COMMUNITY ★ 3.2 · 76 reviews | 7.96% | 7.67% |
| 6 | TRANS TEXAS SOUTHWEST ★ 4.4 · 7 reviews | 10.49% | 6.89% |
A pre-approval from a San Angelo credit union lets you negotiate on price, not payment. The dealer can try to beat the rate — but you're in control either way.
Multiple auto loan applications within 14–45 days count as a single hard inquiry. Apply at several credit unions in San Angelo in the same window and take the best offer.
See member reviews, branch locations, and full rate details.