Credit Cards · San Angelo, Texas
5 credit unions in San Angelo report credit card APRs to the NCUA. Rates range from 11.33% to 14.25%.
Updated Q1 2026 · NCUA Call Report data
5
CUs Reporting Rates
11.33%
Lowest Card APR
12.64%
City Average APR
5 credit unions sorted by APR
| # | Credit Union | Card APR | Personal Loan APR |
|---|---|---|---|
| 1 | CONCHO EDUCATORS ★ 4.3 · 74 reviews | 11.33% | 6.72% |
| 2 | 1ST COMMUNITY ★ 3.2 · 76 reviews | 11.69% | 10.95% |
| 3 | TRANS TEXAS SOUTHWEST ★ 4.4 · 7 reviews | 12.95% | 12.99% |
| 4 | CONCHO VALLEY ★ 4.3 · 12 reviews | 13.00% | 14.90% |
| 5 | SAN ANGELO ★ 3.7 · 25 reviews | 14.25% | 11.50% |
On a $3,000 balance, a 10% APR vs. 20% APR saves $300/year in interest. A credit union card in San Angelo could save you significantly more than any rewards program.
You must be a member to get a credit union credit card. Most San Angelo credit unions require just a small savings deposit — often $5 — to open membership before applying for a card.
See member reviews, branch locations, and full rate details.