Credit Cards · Amarillo, Texas
7 credit unions in Amarillo report credit card APRs to the NCUA. Rates range from 7.49% to 13.12%.
Updated Q1 2026 · NCUA Call Report data
7
CUs Reporting Rates
7.49%
Lowest Card APR
10.49%
City Average APR
7 credit unions sorted by APR
| # | Credit Union | Card APR | Personal Loan APR |
|---|---|---|---|
| 1 | ACCESS COMMUNITY ★ 4.9 · 886 reviews | 7.49% | 12.99% |
| 2 | THE PEOPLE'S ★ 4.3 · 170 reviews | 8.00% | 12.26% |
| 3 | EDUCATION ★ 3.7 · 55 reviews | 9.31% | 11.77% |
| 4 | INTERCORP ★ 3.7 · 3 reviews | 10.24% | 14.32% |
| 5 | AMARILLO POSTAL EMPLOYEES ★ 4.5 · 8 reviews | 12.25% | 7.00% |
| 6 | SANTA FE ★ 3.9 · 74 reviews | 13.05% | 12.34% |
| 7 | CITY ★ 3.4 · 36 reviews | 13.12% | 5.11% |
On a $3,000 balance, a 10% APR vs. 20% APR saves $300/year in interest. A credit union card in Amarillo could save you significantly more than any rewards program.
You must be a member to get a credit union credit card. Most Amarillo credit unions require just a small savings deposit — often $5 — to open membership before applying for a card.
See member reviews, branch locations, and full rate details.