Personal Loans · Amarillo, Texas
9 credit unions in Amarillo report personal loan rates to the NCUA. Rates range from 5.11% to 16.00%.
Updated Q1 2026 · NCUA Call Report data
9
CUs Reporting Rates
5.11%
Lowest Rate
11.67%
City Average Rate
9 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | CITY ★ 3.4 · 36 reviews | 5.11% | 13.12% |
| 2 | AMARILLO POSTAL EMPLOYEES ★ 4.5 · 8 reviews | 7.00% | 12.25% |
| 3 | EDUCATION ★ 3.7 · 55 reviews | 11.77% | 9.31% |
| 4 | THE PEOPLE'S ★ 4.3 · 170 reviews | 12.26% | 8.00% |
| 5 | SANTA FE ★ 3.9 · 74 reviews | 12.34% | 13.05% |
| 6 | ACCESS COMMUNITY ★ 4.9 · 886 reviews | 12.99% | 7.49% |
| 7 | ACFCU ★ 4.5 · 915 reviews | 13.25% | — |
| 8 | INTERCORP ★ 3.7 · 3 reviews | 14.32% | 10.24% |
| 9 | TEXAS PLAINS ★ 3.9 · 43 reviews | 16.00% | — |
If you have high-rate credit card balances, a personal loan from a Amarillo credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.