TEXAS PLAINS is an NCUA-insured credit union located in Amarillo, TX. New auto loan rates from 7.35% APR. Google rating: 3.9 out of 5 from 43 reviews.

Texas Plains

PO Box 19550, Amarillo, TX 79114

NCUA Insured3.9 (43 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1940

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Membership is limited to members of a specific organization, church, union, or association. Contact the credit union to find out which groups qualify.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

1 charter

Established in 1940

Low-Income Designated

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness Loans

Location & Directions

Address

PO Box 19550

Amarillo, TX 79114

Google Maps 🗺Waze

(806) 373-6641

Service Area

This credit union is located in Amarillo and serves members in the TX area. Currently serving 9,943 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q1 2026 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Why this matters

These metrics show how well the credit union manages money and risk. A financially healthy credit union is more stable and better positioned to offer competitive rates to members.

Source: NCUA Federally Insured Credit Unions list, Q1 2026.

Loan Rates

Rates sourced from NCUA call report data (Q1 2026). Contact the credit union for current rates and terms.

New Auto Loan

7.35%

Used Auto Loan

5.30%

Personal Loan

16.00%

Important: Rates are sourced from NCUA call report filings (Q1 2026) and reflect weighted averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in TX

Lowest rates currently reported by credit unions in TX (NCUA Q1 2026).

Complex Community— New Auto Loan

Odessa, TX

1.90%

Mopac Employees— Used Auto Loan

Palestine, TX

2.99%

City— Personal Loan

Amarillo, TX

5.11%

Texhillco School Employees— Credit Card APR

Kerrville, TX

3.00%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(7 total)

Compare Rates in Amarillo

See how TEXAS PLAINS stacks up against other credit unions nearby — sorted by lowest APR.

Best Car Loan Rates in Amarillo →Best Personal Loan Rates in Amarillo →Best Credit Card Rates in Amarillo →All Credit Unions in Amarillo →

Member Reviews

3.9

43 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Amber Stark

6 months ago

Amanda and Bri were both great when refinancing my vehicle, they made the process so easy!

Sidney Gustafson

6 months ago

I have been a member for a long time. I find the service great, the employees are wonderful. Good place!

T Texas

5 months ago

Wow !! Amanda is the Rudest woman i have Ever delt with Her attitude is Horrible , I'm Closing my Account I have been with them 17 Years !!

Brenda Foster

2 years ago

I have banked at Texas Plains for about 15 years. I love their staff! They are friendly, helpful and always take care of my needs in a timely manner. One time, I had a bad deal with a dealership and they helped me get into a better situation. I highly recommend them for all your banking needs.

Lisa Johnson

11 months ago

I've been with this credit union since 2013, and I've never had an issue. All staff, In both Tulia and Amarillo are friendly, knowing you by name, and go out of their way to assist the customers.